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From 4.5% · Up to $1M

Working Capital

For payroll, rent, stock, and the gap between the work and the payment.

Rate
From 4.5%
Amount
Up to $1M
Term
Daily or weekly ACH
Funded in
1–2 days

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Payroll, rent and stock, and the gap before payment.

Working capital

How working capital works

Working capital funds the running of a business at the size it already is, rather than the cost of making it bigger. Repayment is collected by daily or weekly ACH, which suits a shortfall that closes over months rather than years.

Size it to the gap. Borrowing two years of money to solve a three-month problem is the most expensive ordinary mistake on this page, and an advisor's first job is usually to talk somebody out of it.

What it gives you

Why a business takes this one

  • Any business use, no restrictions
  • Nothing pledged against it
  • Daily or weekly repayment
  • Sized to the shortfall

The application

Apply

About two minutes, no fee, no obligation, and no mark on the owner's credit score for asking.

Rather talk to somebody first? (844) 528-8696, Monday to Friday.

The rate card

Its price beside the other five

ProgramRateAmountTermFunded in
Line of credit From 4.5% Up to $1M 6 months – 3 years 1–2 days
Working capital From 4.5% Up to $1M Daily or weekly ACH 1–2 days
Term loan From 5.5% $20K – $1M 12 – 36 months 1–2 days
Short-term loan From 6% $10K – $1M Up to 24 months 1–2 days
Equipment financing From 8% Up to $250K 1 – 5 years 1–2 days
Revenue-based funding Quoted on application $5K – $500K Daily or weekly ACH 24–48 hours