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National Capital - Term Loan
Funding Option

Term Loans

Structured capital with predictable monthly payments.

Overview

Structured Capital for Business Growth

A term loan provides a one-time lump sum of capital with a fixed interest rate and a fixed repayment schedule. You know exactly what you owe each month, making it straightforward to plan and budget. Business owners commonly use term loans for capital investments, equipment purchases, expansion projects, and hiring.

  • One-time lump sum funding
  • Fixed rate, fixed schedule
  • Use for equipment, expansion, or hiring
  • Predictable monthly payments
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Term Loan
$20K-$1M Funding Amount
12-36 Months Term
From 5.5% Rate
Funded 1-2 Days Time Frame
Benefits

Why Business Owners Choose Term Loans

Simple Application

Simple Application

Apply online in minutes with minimal paperwork. Our streamlined process is designed to save you time.

Competitive Rates

Competitive Rates

Rates starting at 5.5% with terms tailored to your business. We compare offers from our lender network to find the right fit.

Dedicated Advisor

Dedicated Advisor

A dedicated funding advisor guides you from application through funding and is available for any future needs.

Built on Trust

Built on Trust

National Capital has helped thousands of businesses access capital. We focus on building lasting relationships.

Funding available nationwide

Trusted by 10,000+ businesses across all 50 states and every industry.

Minimal paperwork All industries No upfront costs No obligations High approval rates All credit profiles
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Term Loan Benefits
Details

Predictable Payments, Flexible Use

Lock in a fixed or flat rate and repay over 12 to 36 months with a schedule designed to keep your cash flow healthy. There are no restrictions on how you use the funds, so you can direct capital where your business needs it most.

  • Fixed or flat rate
  • Predictable repayment schedule
  • Large funding amounts available
  • Use funds for any business purpose
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Industries

Funding across industries

Automotive

Automotive

Construction

Construction

Medical

Medical

Inventory

Inventory

Retail

Retail

And more

And more

Get Started

How to Get Started

Complete our free online application in just a few minutes. Provide basic details about your business, including time in operation and monthly revenue. Once approved, your dedicated advisor will present your options and funds can be deposited within one to two business days.

  • Free application with no obligation
  • Funding deposited in 1-2 business days
  • Compare offers from multiple lenders
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Get Started with a Term Loan

Ready to get started?

Apply for a term loan and your advisor will walk you through your options. Free application, no obligation.

Apply Now
Or call us: (844) 528-8696